Licensed in Missouri and Kansas

Frequently Asked Questions About Truck Accidents and Insurance

At Meyerkord, Russell & Hergott, we handle many truck crash cases. These are oftentimes major cases with big damages and big compensation. This is because trucks can cause major carnage when driven carelessly. With our experience in truck cases, we tend to hear certain questions more often than others. In this blog, I will discuss some of those most frequently asked questions.

Should I talk to the insurance company after a truck accident?

No, not before you talk to a lawyer. One of the primary purposes of the insurance company taking your statement is to find something they can use against you. An experienced and qualified truck accident lawyer can advise you on how to handle some of the questions an insurance company may ask you. You are also not required to give a statement, unless you’ve been subpoenaed or compelled to testify in a lawsuit. Don’t be fooled by a pushy insurance agent demanding a statement.

Should I accept the insurance company’s settlement offer after a truck crash?

Probably not. If it is the first offer, or if it was made without you making a demand for compensation, or if it was made before you are finished with medical treatment, then you should not accept an insurance company’s settlement offer. Furthermore, you should also run any offers you get past a truck crash lawyer to make sure you’re getting a fair shake. Most lawyers, including my law firm, will advise you whether they think a settlement offer is fair. Don’t sell yourself short by accepting an offer without fully vetting it.

Should I let the insurance company inspect my vehicle after a truck accident?

No, not without someone watching them. There are too many opportunities, and too many temptations, for the insurance company to do something unscrupulous. Without anyone watching, they can plant evidence, remove evidence, or alter the vehicle to make look better for them. Most won’t be so bold as to cheat like this, but I would not tempt them by letting them inspect your car alone.

If you have other questions regarding truck crashes, please feel free to contact my firm. We’ve handle many truck accident cases throughout the years and will be glad to help.

More Resources:

Have You Been Involved in a Truck Accident?

Make Our Streets Safer: Hold Unqualified Truck Drivers Accountable

Thousands Are Dying In Semi Truck Crashes, Jury Trials Can Help