Workers' Compensation Attorney in Kansas City, MO
How does the workers' compensation claims process work?
In the state of Missouri, every employer who oversees five or more employees is legally required to provide workers' compensation insurance. This means that your medical treatment and a percentage of your lost earnings should be covered after a work-related accident. In order to ensure that you have access to these benefits, however, it is crucial that you adhere to a strict set of regulations. It is for this reason that the Kansas City workers' compensation lawyers at Meyerkord, Russell & Hergott encourage you to review, and follow, the four simple steps below if you were injured on the job.
#1: Report the Injury to Your Employer Immediately
- Once you have been involved in a workplace accident, you would only have 30 days to report your injuries to your employer. This formal notification must include the date, time and place of the accident, the nature of your injuries and your name and address. Whether you decide to mail your notice or hand-deliver it, it is important to keep a record of the date and time that it was delivered—as your claim could be jeopardized if your employer claims that they did not receive the written report within 30 days of the accident.
#2: Seek Medical Treatment from a Pre-Approved Physician
- Whether you have been injured on the job or you are suffering from an occupational illness, your employer is legally required to cover the cost of your medical treatment—which also includes any medications and/or medical devices that are necessary to your recovery. That being said, however, this subsequently means that your employer would have the right to choose the healthcare provider or physician that will oversee your treatment. If you want to choose your own doctor, it will be at your own expense.
#3: Request Disability Benefits by Filing a Workers' Comp Claim
- Depending on the nature and extent of your injuries, you may be able to recover compensation for a percentage of your lost earnings in addition to medical benefits. The amount and duration of these payments will ultimately depend on your ability, or inability, to return to work. If your injuries are permanent in nature, for example, you may be entitled to weekly payments for the rest of your life. If you are physically able to return to work at any point, however, these payments will cease once the period of disability has elapsed.
#4: File an Appeal if Your Initial Claim was Denied
- If your initial workers' compensation claim was denied, it is important not to give up hope just yet. There are a number of reasons why your employer or their insurance company would deny your claim (i.e. they have reason to believe that your injuries were not sustained at the workplace and/or they mistakenly think that you did not report the injuries to your employer within 30 days), but that does not mean that this decision has to be final. With the help of a Kansas City personal injury lawyer, you can file an appeal.
Contact Meyerkord, Russell & Hergott Today for a Free Initial Consultation
If you have questions about the workers' compensation claims process in Missouri, you should not hesitate to discuss your case with a workers' compensation attorney at Meyerkord, Russell & Hergott today. When you contact our firm locally at (816) 221-7555 or toll-free at (888) 880-3157, you can take advantage of a free initial consultation. You can also
submit a free case evaluation form online if you would prefer. Either way you choose to reach out to our firm, however, we just ask that you do so quickly. Time may already be running out on your workers' compensation claim.