Bad Faith Insurance
Kansas City Injury Lawyers
When you purchase an insurance policy from an insurance carrier, you are more or less creating a business contract between you and them. You will be contractually bound to pay monthly premiums or else face the consequences of penalty fees and possible coverage cancellation. The insurance carrier on the other side of the contract has to settle any of claims in a timely manner and use honest business practices to do so, or else they are in violation of the contract, and committing what is known as bad faith insurance.
At Meyerkord, Russell & Hergott, our Kansas City bad faith insurance attorneys are well aware of the dishonest tactics some insurance carriers will use to try to save a dollar, and we know how to challenge them. If you believe that your insurance company is not taking your claim for damages seriously, or otherwise doing wrong to deny your claim, you should call us toll-free at (816) 867-8611. With our assistance, you may be able to retrieve the coverage you deserved and compensation for your troubles.
What are Common Bad Faith Insurance Tactics?
Every insurance contract is going to be different from the next. What is insured, why it is insured, and how much insurance should be paid out will change the details greatly. The variety of insurance contracts and the generally difficult for the average customer to fully understand the fine print may allow certain insurance companies to exploit them and use bad faith insurance strategies.
Actions that could constitute bad faith insurance include:
- Claim denial with no upfront explanation
- Investigating a claim poorly, or not at all
- Using language to intentionally confuse policyholder
- Paying out any coverage amount lesser than the agreed upon amount
- Demanding policyholders sign release forms before payment is granted
- Any other violation of an insurance policy contract
Bad faith insurance can be used by virtually any insurer, such as:
- Automobile insurance provider
- Home insurance provider
- Business insurance provider
- Healthcare insurance provider
Connect with Our Team Today
When you purchase an insurance policy from a carrier, you gain certain rights as a consumer that need to be respected and upheld. If they are not, you may need to take matters into your own hands to set the record straight and find the coverage you need for whatever damages have troubled you. Allow our Kansas City injury lawyers take up your case and do the heavy lifting on your behalf. When it comes to going toe-to-toe with big insurance companies, we never back down when our clients’ wellbeing are at stake.
Free initial consultations are available. Claim yours today.