Gap in Treatment

One of the most frequently used reasons by insurance companies to deny or shortchange personal injury claims is a gap in treatment. This is when there's a long period of time between an accident and when you go to the doctor or hospital. When there's a gap, insurance companies argue that the injury must not be caused by the accident and therefore they should not have to compensate you for those damages.

There's usually a legitimate reason for a gap in treatment. For example, an injury may not become apparent until well after an accident, or you might not be able to afford to go to a doctor.

Nevertheless, it is important to go to the hospital or see a doctor as soon as possible after an accident, even if you don't hurt very much. Also, if you don't think you can afford to get medical care, there are usually free medical clinics in most metropolitan areas where you can get checked out.